Unlike a loan agreement, a receipt is drawn up at the voluntary request of both parties. Even if it is not certified by a notary, it still has a certain legal force.
Please note that a promissory note is the only official confirmation of an chile business email list oral agreement regarding a debt.
An agreement between the parties can be drawn up in different cases:
you lend money to a relative/friend;
pay an advance or salary;
confirm payment for the completed transaction (between legal entities).
How to collect a debt on a receipt
There are several ways to get back the borrowed funds.
Come to an agreement peacefully.
Before going to court, you can try to calmly negotiate with the debtor. Perhaps the person is experiencing serious financial difficulties due to unforeseen circumstances, and therefore cannot pay off the debt.
If a person has already paid part of the amount by this point, then there are reasons.