Therefore, they decided to also invest through a retirement account

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Retirement accounts typically offer good returns over the long term. If our situation is in Malaysia, we have a retirement account, which is the Employees Provident Fund. investing in employee provident funds Every working person is required to open an account with the EPF, and each month both the employee and the employer will contribute regularly. The funds collected in this account will be pooled and invested by professional fund managers to obtain higher profits. Investments will be made either in the stock market, real estate, bonds and other investment instruments. Some people feel that relying solely on retirement funds invested through the EPF is not enough.


Known as the Private Retirement Scheme or PRS. This PRS is offered by private czech republic phone number resource financial institutions as a retirement fund for its members. private retirement scheme There are many retirement funds offered by private companies on the market. I recommend that before you join any financial institution or company that offers this retirement fund scheme, you first refer to the company's information on the Securities Commission's website. If the name of the fund and the company is listed on the list approved by the Securities Commission, then you can open an account and start investing with confidence.


(10) Dividend-paying stocks There are companies that have a good record of paying dividends to their shareholders. In this situation, individuals who are interested in becoming investors because they want dividends can buy shares of companies that pay dividends. These stocks not only pay dividends, but they also have the potential to show an increase in value. Investors will make a shortlist of companies that have a historical record of paying dividends to shareholders in a consistent amount from year to year. If you manage to find a company that shows a record of paying dividends in an increasing amount, that's a bonus.